LRAP: Loan Repayment Assistance Program
Before starting your application we highly recommend you do the following:
- Watch this short (approximately 30-minute) video regarding our LRAP and the application process.
- Click here to preview a PDF version of the application.
Donate to LRAP
Colorado Law is committed to expanding the program to support our alumni working in public interest careers. Donate to the LRAP fund here by selecting ‘Other’ in the drop down menu and then type in “Loan Repayment Assistance Program.”
Colorado Law is dedicated to making public interest legal careers a real option for our graduates, despite the reality of educational debt. Colorado Law's Loan Repayment Assistance Program (LRAP) provides partial loan repayment awards to select alumni who choose qualifying public interest work.
Awards may be as much as $6,500 per recipient per year, depending on the availability of funds and other factors.
LRAP Awards
Awards are contingent upon the recipient's ongoing employment in a qualifying public interest job during the annual period for which the LRAP funds are awarded.
- Recipients may receive LRAP awards for up to five (5) years, as long as they continue to meet the eligibility requirements. Participants must reapply each year.
- Each award is structured as a forgivable loan to the recipient, with the specific terms set forth in a promissory note. Generally, the note provides for the loan to be forgiven after the recipient completes a year of work in qualifying employment. On the application, applicants may elect an award year that begins either on January 1 or on July 1.
Applications
The application window for the 2025 LRAP award year is Wednesday, August 21, 2024 – Friday, October 18, 2024. This year's application process is entirely online. Your application must be completed and submitted by 11:59 pm (Mountain Time) on October 18, 2024. Please make sure to consult the FAQs before you complete and submit your application.
- Your complete application must be submitted by the deadline (October 18, 2024) to ensure consideration. The online application will close at 11:59 pm (Mountain Time) on October 18, 2024.
Colorado Law keeps all information, including tax returns, strictly confidential and uses data only for determining income and financial eligibility.
Eligibility Requirements
You must be a graduate of the University of Colorado Law School. Applicants are NOT required to be licensed attorneys to be eligible for LRAP. Selection for an award is based upon:
- Qualifying public interest employment;
- Wages, income, and financial conditions; and
- Continued eligibility for the duration of LRAP assistance.
Qualifying Public Interest Employment
An applicant must be employed full-time (35 or more hours per week) in a "public interest capacity" in one of three categories. The categories are:
- Working for or under the direction of an organization described in Section 501(c)(3) of the Internal Revenue Code that is exempt from tax;
- Working for an employer who is a federal, state, or local government agency or who contracts with such agencies to provide legal services to indigent people; or
- Employed providing services to underserved populations or serving unmet legal needs.
Judicial clerkships do not qualify as employment in a "public interest capacity" for purposes of Colorado Law’s LRAP.
Your employer cannot be the University of Colorado, nor can the applicant’s services be performed for the University of Colorado.
Wages, Income, and Financial Conditions
To qualify for a first-time LRAP award, your gross annual salary must not exceed $85,500.
- For renewal applications, an annual gross salary increase of up to $2,000 is allowed for each year of your LRAP participation.
- Additional sources of taxable income may be considered in determining whether an LRAP award will be made.
Qualifying Debt Service and Federal Programs
Our LRAP recognizes annual debt service only on law school loans approved by the University of Colorado. Although total debt burden may be considered in evaluating applications, LRAP awards are intended to repay only law school loans. Our LRAP does not require that you be enrolled in an income-driven repayment plan, e.g. IBR or PAYE.
Eligibility Changes
Participants must notify Colorado Law in writing (c/o the LRAP Administrator) within 30 days of any eligibility changes, including changes in salary, employment, and loan repayment status. Failure to provide notification may result in the loss of benefits. Participants who receive overpayments as a result of changes are required to refund the overpayment amount to the program.
Continued Eligibility
Colorado Law LRAP recipients may reapply to and will receive an award, for up to four renewal years, if funds are available. (Five years total of LRAP funding may be received.) Renewal applicants must meet all eligibility requirements each year.
Taxability
Since fiscal year 2012, Colorado Law’s LRAP awards have been structured as loans forgivable after one year of service in the qualifying job. Based on guidance published by the Internal Revenue Service, this structure may eliminate tax consequences for certain recipients.
Colorado Law strongly encourages participants to consult with their tax advisors regarding taxation of each participant’s individual LRAP award.
Administration & Questions
Please review the LRAP FAQs.
LRAP is administered by the University of Colorado Law School. For further information, please contact Nicole Netkin-Collins, CDO Director for Government and Public Interest.
Important Dates
October 1, 2024
- JD, Master of Studies in Law (MSL), & LLM Applications Open
- 2024-25 Free Application for Federal Student Aid (FAFSA) Opens
March 15, 2025
- LLM Application Priority Deadline
April 1, 2025
- JD Application Closes
July 1, 2025
- LLM Application Closes
- Master of Studies in Law (MSL) Application Closes
Colorado Law is Affordable
Colorado Law’s Office of Financial Aid helps students find resources to make law school affordable through scholarships, fellowships, and federal and private student loans.
Non-residents may establish residency after 1 year.
We can always be reached at:
303.492.7203
law.admissions@colorado.edu