CU Boulder participates in the Federal William D. Ford Direct Loan program (known as Direct or Stafford Loans). The lender is the U.S. Department of Education rather than a bank or other financial institution. You are automatically considered for a Direct Loan after submitting your FAFSA.
- Students can borrow up to $20,500 in unsubsidized loans per year, if eligible.
- Students must be enrolled at least half-time (3 credit hours) to be eligible for federal loans.
- Interest begins to accrue on the loan as soon as it is disbursed.
- Loan origination fee is 1.057%.
- Repayment begins 6 months after you graduate, drop below half time or withdraw Learn more about managing repayment of your student loans.
Fixed Interest Rates
|Date of First Disbursement||Interest Rate|
|7/1/22 - 6/30/23||6.54%|
|7/1/21 - 6/30/22||5.28%|
|7/1/20 - 6/30/21||4.3%|
Graduate/Professional Students have an annual loan limit of $20,500 and a lifetime loan limit of $138,500.
How to Apply
- Complete Free Application for Federal Student Aid (FAFSA)
- Accept the loan online (view instructions)
- Complete the Master Promissory Note (MPN) and Entrance Counseling online at studentaid.gov.
Important Note: Loans must be processed by our office by the last day the student is enrolled in at least 3 credit hours.