J-1 Health Insurance Requirement
Immigration regulations require J-1 exchange visitors and accompanying J-2 dependents to maintain comprehensive medical insurance with evacuation and repatriation coverage that meets U.S. government minimum requirements for the full duration of the J-1 program. There cannot be any breaks or lapses in insurance coverage even if one travels outside the U.S. for an extended period of time during the J program.
- J-1 exchange visitors at CU Boulder must provide ISSS with a valid J-1 Insurance Compliance Form at the start of their J-1 programs and during their J-1 programs any time insurance information changes including the renewal of a policy, the addition of dependents, and the extension of a J-1 program.
The willful failure to carry the required insurance for yourself and, if applicable, your dependents, or material misrepresentation of insurance coverage may result in the termination of your J program and legal status in the U.S.
- Employment Start Date & Insurance Coverage
- If your CU employment start date is the first day of the month, then your CU insurance coverage will start on the first day of the month.
- If your CU employment start date is after the first day of the month, then your CU insurance coverage will start on the first day of the next month.
- Medical Evacuation and Repatriation Coverage
- You must independently purchase evacuation/repatriation insurance that meets the minimum benefit levels stated in the regulations as university insurance plans do not include this required coverage.
- A list of insurance providers that offer evacuation/repatriation insurance coverage is available in our Insurance Resource Guide.
- University Health Insurance
- You must enroll in medical/health insurance through the university within 30 days of your CU employment start date.
- Open Enrollment to Change or Renew University Benefits (including Health Insurance)
- At the end of April/beginning of May, you will have the ability to change your benefit selections. You may have to re-enroll in your current benefits.
- Benefit changes cannot be made at other times of the year unless there is a qualifying life event.
- You must independently purchase medical/health insurance AND evacuation/repatriation insurance for you (and any J-2 dependents accompanying you) that meets the minimum benefit levels stated in the regulations.
- A list of insurance providers that offer medical/health insurance and evacuation/repatriation insurance coverage is available in our Insurance Resource Guide.
Health Care in the U.S.
The health care system in the U.S. can be rather complex and expensive.