Dependent

Annual loan limit

Freshman

$5,500
(Maximum of $3,500 can be subsidized)

Sophomore

$6,500
(Maximum of $4,500 can be subsidized)

Junior or Senior

$7,500
(Maximum of $5,500 can be subsidized)

Independent

Annual loan limit

Freshman

$9,500
(Maximum of $3,500 can be subsidized)

Sophomore

$10,500
(Maximum of $4,500 can be subsidized)

Junior or senior

$12,500
(Maximum of $5,500 can be subsidized)

Graduate or professional

$20,500

Lifetime limits

Undergraduate dependent

$31,000
(up to $23,000 may be subsidized)

Undergraduate independent

$57,500
(up to $23,000 may be subsidized)

Graduate or professional

$138,500
(up to $65,000 may be subsidized)